DivGuy, Author at The Dividend Guy Blog

4 Signs of a Bear Market, and Why I Am Still Fully Invested

I have been fully invested in stocks for 23 years. I tell you to stay invested, and I mean it. Right now, indicators suggest a bear market is brewing. Four things bother me at the same time, and that has not happened in a while. Not one of them is making me sell a share. *Disclosure: I own National Bank (NA.TO), Canadian Natural Resources (CNQ.TO), Apple (AAPL) and Microsoft (MSFT). This is education, not advice. Do your own due diligence. Is a Bear Market Coming? Four pressures are …

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Why a 2% Dividend Yield Portfolio Beats a 25% One

Blog, Dividend Growth

Who puts $750,000 into a portfolio paying 2% when the same money can buy a 25% yield? That is $15,000 of income a year against $187,500. Written that way, nobody picks the $15,000. I pick it. One of those two portfolios is still paying me in twenty years. The other one runs on a distribution nobody has proven can last. *Disclosure: I own Apple (AAPL), National Bank (NA.TO) and Royal Bank (RY.TO). This is education, not advice. Do your own due diligence. What Is the Point of a 2% …

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Pension to LIRA: 9 Years of Real Returns, No New Money – Dividend Income Report

Blog, Dividend Income Report

In 2016, I made a life-changing decision: I took a sabbatical, put my family in a small RV, and we drove all the way to Costa Rica. Upon my return in 2017, I officially quit my job as a private banker at National Bank and started working full-time on my baby: Dividend Stocks Rock. I also decided to manage my pension account held at the National Bank. I’ve built and managed this portfolio publicly since 2017 to create and track a real-life case study. In August 2017, I received $108,760.02 in a …

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Is Dividend Investing Dead? What Died and What Didn’t

Blog, Investing Strategy

"Dividend investing as I knew it and loved it is dead." That is not my line. It belongs to Todd Wenning, a dividend investor who spent years making the case for dividend growth stocks. He published it on Flyover Stocks. The Globe and Mail picked it up. A reader named Kevin sent it to me. I read it twice. Then I did something you might not expect from a guy who has been following a dividend growth investing strategy since 2010. I agreed with most of it. Not all of it. But most of …

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Wealthsimple Revenue: Why $155 Billion Earns Less Than You Think

Best Dividend stocks, Blog

Wealthsimple holds $155.6 billion for 3.6 million clients. Assets are up 84% in one year. The second quarter alone added $30.8 billion, with roughly $17 billion of that arriving as net inflows. Now open Power Corporation's second quarter and look for the Wealthsimple line. You will find Great-West Lifeco at $871 million. You will find IGM Financial at $211 million. You will find Sagard at $33 million. You will not find Wealthsimple. That gap between the story and the statement is the …

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BMO and Scotiabank Earnings: Great Results at a 39% Premium

Blog, Dividend stocks

Scotiabank grew earnings per share 21% last quarter. BMO grew 22%. Both used the word record. Neither was exaggerating. This is the best week of the summer if you own Canadian banks, and it started about as well as it could have. I went through both quarters line by line looking for a problem. In the operations, I could not find one. I found something else instead. It is not in the results. It is in the price. Here is the short version. The growth is real. Most of it came from two …

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