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The Dividend Guy Blog

Unconventional Lifestyle and Dividend Growth Strategy

Investing Strategy

3 Proven Techniques to Avoid Dividend Cuts

Blog, Dividend Growth, Investing Strategy

The payout ratio is a useful tool, but it’s not the only thing that tells you whether a dividend is safe. If you rely on it alone, you can still get blindsided. Over the years at DSR, we’ve developed several reliable techniques to avoid most dividend cuts. They’ve been tested through bull markets, bear markets, and everything in between. With a few exceptions, these techniques have helped us dodge the worst dividend disasters. If you apply them consistently, you’ll dramatically reduce your risk …

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Dividend Growth Investing vs. The Market – Who Wins? (Part 2)

Blog, Investing Strategy

In Part 1 of this two-part series, we explored how dividend growth ETFs compared to the broader market over the long term and during the so-called Lost Decade (2000–2010). Spoiler: dividend growth investors fared much better when things got rough. Now, let’s explore how dividend growth strategies held up during two of the most defining periods of recent market history: the 2008 financial crisis and the post-COVID rollercoaster. Then we’ll wrap things up with some powerful takeaways to help you …

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Yield Magic or Mirage? Harvest Diversified High Income ETF (HHIS.TO) [Podcast]

Blog, Investing Strategy, Podcast

Can you really retire on a 25% yield? We dive into the buzzworthy Harvest Diversified High Income ETF (HHIS.TO)—a high-yield ETF promising monthly income and exposure to trending growth stocks. Let's explore whether HHIS is a sustainable income solution or simply too good to be true. You’ll learn how the fund is structured, what’s behind its massive distribution, and the trade-offs investors need to consider. You'll Learn The Appeal of Covered Call ETFs Has Grown FastCovered call ETFs are …

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Dividend Growth Investing vs. The Market – Who Wins? (Part 1)

Blog, Investing Strategy

A side-by-side look at how dividend growth ETFs compare to the overall market across different market cycles. How does dividend growth investing perform compared to the broader market? More importantly—how does it feel to be a dividend investor in both bull and bear markets? This post was inspired by Peter, a long-time DSR member (since 2017!!!!): how do dividend growth stocks perform during various types of markets—whether it's a bull run, a crash, or periods of extreme volatility? To …

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ETFs + Dividend Stocks = Smarter Portfolio? How to Analyze Mixed Strategies

Blog, Investing Strategy, Podcast

Many investors combine multiple strategies in their portfolios. One of the most common combos? ETFs and individual stocks. But here’s the real question: how do you analyze your portfolio when you mix both? Does it make your life easier… or way more complicated? We explore what each strategy brings to the table, how to properly review and balance your holdings, and how to avoid turning your portfolio into a confusing mess. Whether you’re 100% ETF, 100% stocks, or somewhere in between—this one …

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A Safe Place to Land: How and Where to Park Cash (Especially in Retirement)

Investing Strategy, Retirement

In volatile markets, uncertainty often breeds hesitation. Over the past several months, we’ve received more questions about where to park cash than ever before—especially from retirees or those nearing retirement. You’re not alone if you’re feeling cautious or unsure. When everything feels expensive or unstable, keeping money in cash can seem like the only safe choice. But let’s unpack this a little. Is parking your cash the right long-term decision—or a temporary pause in a more important …

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