Sep 16 2005

Dividend Portfolio & Personal Finance Update


I updated my Microsoft Money file today, as I usually do once or twice a week and my portfolio has done well. The last time I updated the information on this blog was August 22nd. At that time my portfolio was valued at $33,996. Today I am showing a value of $34,489 – an increase of $493 since August 22nd. This is not all investment gain as I have contributed some money to both my pension and RSP.

As an update to my Personal Financial Strategy, I want to report that I have sold my Nissan Xterra and have bought a Mazda5. The reason for this was two fold:

1. The Xterra is a total pig on gas. With prices at around $1.10 per litre, my wife and I were paying in excess of $260 per month in fuel. With the new vehicle, the fuel economy ratings for the vehicle indicate that we will be able to cut this expense in at least half. Yes, the Xterra is that bad on gas.
2. The Xterra was getting up to 80,000km and I was worried that some major repairs were in the works. 4×4 scares me as the costs to repair anything on the drive train can be very expensive.

Given the reduction in fuel costs and the small increase in monthly payments that we will be making, we should end up ahead of the game by about $100. May not seem like much, but with a one income household, every little bit helps.

So, where do I sit in terms of progress. The chart below provides an indication of where I sit:


A pretty busy period since I last updated my progress – it is trending in the right direction though and in this type of market I am feeling pretty good. In my next post, I am going to talk about my asset allocation and my thoughts around this topic.



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5 Comments on this post

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  1. Anonymous said:

    What version of Microsoft Money are you using?

    September 21st, 2005 at 7:02 pm
  2. The Dividend Guy said:

    I use Money 2005…I have not upgraded yet as 2005 is working just fine and I don’t see many changes to 2006 that would make it worthwhile.

    Thanks for visiting…

    The Dividend Guy

    September 21st, 2005 at 9:22 pm
  3. king said:
    September 23rd, 2005 at 12:32 pm
  4. Payday Loan Advocate said:

    The New York Times has run a transcript of John McCain’s stump speech in Dayton, Ohio, and the Arizona senator appears to be in a fighting mood. “I’m an American. And I choose to fight. Don’t give up hope. Be strong. Have courage. And fight,” he says. He issues the call to fight for what’s right for America, for justice and opportunity, for the children. But with items like Issue 5 on the agenda for Ohio voters, McCain makes sure not to gloss over the economic concerns that swirl above like dark clouds. He’s ready and able to point out that “Barack the Redistributor” will spread the wealth but not put policies in place that create more. Obama believes taxes are too low, McCain says, while the senior senator believes spending as was the norm during the Bush administration is too high. Payday loans do not draw McCain’s ire as much as Obama’s promise to bail out Wall Street bankers with $750 billion of taxpayers’ money. The “maverick’s” ultimate plan for the economy is to “get it out of the ditch and back in the lead.” That, he feels, will enable Americans to rest easy, knowing that they’ll be passing on a better life to their children and grandchildren.
    Post Courtesy of Personal Money Store
    Professional Blogging Team
    Feed Back: 1-866-641-3406
    Home: http://personalmoneystore.com/NoFaxPaydayLoans.html
    Blog: http://personalmoneystore.com/moneyblog/

    October 30th, 2008 at 11:55 pm
  5. Payday Loan Advocate said:

    If you’re a movie lover, you may have heard of the recently released Kevin Smith film called Zack and Miri Make a Porno. The film’s premise is that two lifelong friends and roommates, strapped for cash, debt piling up, decide to make a pornographic film in order to pay their bills off. Now, this kind of thing only happens in Hollywood, or at least that solution only does. The rest of us struggle in very real life with debt and paying bills. Those of us that don’t live on screen wouldn’t resort to that in order to make ends meet, because we have other options. You can always apply for bad credit installment loans to keep your lights on until your next paycheck.

    Post Courtesy of Personal Money Store
    Professional Blogging Team
    Feed Back: 1-866-641-3406
    Home: http://personalmoneystore.com/NoFaxPaydayLoans.html
    Blog: http://personalmoneystore.com/moneyblog/

    November 6th, 2008 at 3:27 am

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