Retirement Withdrawal Strategy: Avoid Panic, Enjoy Life
Here is my simple yet effective retirement withdrawal strategy; it ensures I always have enough money to enjoy my retirement. It might fit well with your own situation, or not; regardless, it gives you a good starting point to elaborate your own strategy. Here’s what I intend to do: have between 12 and 24-months worth of my retirement budget in cash on day 1 of my “new life”. This is enough cash to never panic when the market drops and never be forced to sell stock at a bad time. With this …
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